Terms & Conditions.
Please read these terms carefully before using RutaFin services.
1. Acceptance of Terms
By accessing and using RutaFin, you acknowledge that you have read, understood, and agree to be legally bound by these Terms & Conditions. If you do not agree, you must refrain from using this website and its services. These terms are governed under the Information Technology Act, 2000, and related Indian laws.
2. Educational Purpose & Disclaimer
RutaFin provides financial calculators, tools, and educational content for informational and learning purposes only. We do not provide certified financial, investment, legal, or tax advice. Users must consult licensed professionals before making any financial decisions. RutaFin expressly disclaims any responsibility for losses, damages, or liabilities arising from reliance on its content or tools.
3. Limitation of Liability
Under no circumstances shall RutaFin, its founders, employees, or partners be liable for any direct, indirect, incidental, consequential, or special damages. This includes but is not limited to financial losses, data loss, loss of business profits, or business interruptions, even if RutaFin was advised of the possibility of such damages.
4. User Responsibility
Users are solely responsible for the actions taken based on insights or tools provided on this platform. RutaFin does not verify third-party links, advertisements, or external content present on the website. Users engage with external services at their own risk.
5. Premium Features & Paid Services
RutaFin offers both free and paid premium features. Access to premium features is strictly based on the subscription plans chosen by the user. All payments are final, and specific refund policies (if any) are outlined separately. Locked features will remain inaccessible until proper authorization through payment or licensing is provided.
6. Intellectual Property
All content, calculators, tools, branding elements, design assets, and source code available on RutaFin are protected under Indian intellectual property laws. Unauthorized reproduction, distribution, modification, or reverse engineering is strictly prohibited.
7. Modifications to Terms
RutaFin reserves the right to modify or update these Terms & Conditions at any time without prior notice. It is the user's responsibility to review the terms periodically. Continued use of the website implies acceptance of the updated terms.
8. Governing Law & Jurisdiction
These Terms & Conditions are governed under the laws of India. Any disputes arising shall be subject to the exclusive jurisdiction of the courts of the country, India.
9. Contact Information
For any queries regarding these Terms, legal concerns, or disputes, please contact us at:
10. Miscellaneous
If any provision of these Terms is deemed unenforceable under applicable law, such provision shall be modified to reflect the parties' intention while remaining enforceable. The remaining provisions shall remain in full force and effect.
By using RutaFin, you acknowledge full understanding and acceptance of these Terms & Conditions. Always review this page for the latest updates.